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Credit where it's due. Our mission is to make credit scores that reflect real people. We believe people are diverse, and credit assessment should consider a diversity of data. It’s no longer ok to look at just one data point to assess people. We are more than one number. The Begini score is focussed on bringing together data which reflects how you live your life, to give a more complete understanding of your character. We believe that every personality is different. But the global credit gap is challenge for all of us.