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HappyPal is changing the French employee benefit market ($20bn) replacing paper gift vouchers (o/w 20% expire before usage) with an innovative SaaS and fintech solution. HappyPal offers a new kind of credit card for all employee allowances (gift, culture, vacation, sport...). « After experiencing first-hand the pain points of employee benefits management in France (hefty fees, unused allowances, poor user experience...), we are now driven by the belief that it is high time employees and admins had access to a modern plug & play solution to offer employee perks »