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At OpenTurf successfully established a VTO (Virtual Technology Office) in the past three years and effected a Build, Operate, Transfer (BOT) model. We have helped companies without technical skills to adopt technology stack and transition to them effectively, and the people required. The breadth of our experience has helped us solve all kinds of needs of customers, be it a complete SAAS-based conversational AI platform, Card Issuing Platforms, Cross Border Payments,micro-lending platforms, or pos applications.